About Us

Consolidated Insurance Agencies

Fall River Insurance and Chandler Insurance have combined to provide the best service in the Upper Valley.

Ed Howard

Ed has been working in the insurance industry for over twenty years. He has extensive experience in assisting clients find the appropriate and comprehensive coverage for their personal, farm, and business needs. Ed finds great satisfaction in working closely with clients. His goal is to help each client meet their needs so they are taken care of when a claim arises.

Ed grew up in Chester, Idaho and has lived in the Upper Valley his whole life. He and his wife have four children and eleven grandchildren. Away from the office he is often times entertaining his grandchildren or watching one of their activities. He loves living is this beautiful valley and working for so many great people.

Ben Rydalch

Ben began work with Fall River insurance in 2008. He is impressed with how progressive the insurance industry is. Each client has different needs and working with many great companies allows him to seek quotes and coverage from many companies and then work with the client to find what is best for them.

Ben was raised in Sugar City and Rexburg. He and his wife have three children. They love living and working in the Upper Valley and feel fortunate to be living in an area with great people, great outdoor adventures, and beautiful seasons and scenery.

Rod Chandler

Rod became state licensed and and joined his father’s agency, beginning his insurance career in December of 1975.

In July of 1977 he received his Diploma of Life Insurance Marketing from the Life Underwriter Training Council. In August of 1995 he completed a series of training and exams to became a Certified Insurance Counselor (CIC) with the National Alliance for Insurance Education & Research. To maintain that certification requires an annual in class continuing education course of 20 hours.

Rod is a nationally registered and state certified EMT and has for a number of years volunteered with the Fremont County Ambulance service.

He is active in his church; particularly with Scouting and other youth programs. people.

Craig Chandler

Craig joined Chandler Insurance and became licensed in insurance in 1985. He specialized in farm and commercial coverage.

He currently serves on the Idaho Counties Risk Management Program (ICRMP) agents advisory board. Their focus is on public entity insurance.

He is actively involved in his church and community.

Jarred Rydalch

Jarred joined the Consolidated Agencies team in early 2020. He joined the team after working for the past 20 years in the Landscape industry. He loves business, relationships with business owners, and loves saving people money on insurance. He enjoys the advantages created by being an independent agent and being able to look for the best coverage at the best price for clients. Jarred works on personal lines, commercial lines, and will continue to develop the business as we grow and expand.

Jarred has lived in the area all of his life. He graduated from Sugar Salem High School, served an LDS Mission in the Washington DC South Mission, and then got a bachelors degree from BYU-Idaho. He is married to Jessica and they have 5 active kids that they follow around on any adventure that involves a ball, a competition, a sunset, or an opportunity for a laugh. They love the area, the fact that most all of their immediate family is close. They also love traveling with friends as often as they are able to.

Kelly Turman

Kelly Turman has worked for Consolidated Agencies for 10 years and has been in the insurance industry for over 20 years. She assists with writing and maintaining commercial property, general liability, farm, trucking, bonds etc. She enjoys working with clients to help them identify their insurance needs.

Kelly was born in Montana but moved to Idaho at a young age. She attended Ricks College, where she met her husband of 25 years. She has two children and a daughter-in-law. She enjoys spending time with family and in her spare time she enjoys refurbishing furniture.

Consolidated Insurance Agencies

Consolidated Insurance Agencies is the upper valley’s insurance specialists.